Carl Packman, author of the forthcoming Searching Finance book, ''Loan Sharks'' writes today for UK Uncut.
To take a browse at household debt today is enough to give most a nosebleed.
In February 2011, it stood at £1.454 trillion, which is projected to rise to £2.1 trillion by 2015.
Though the UK as a whole is said to have paid down on average around £355 of its overall debt in 2011, according to Price Coopers Waterhouse (PwC), each household continues to be saddled with around £7,900 in unsecured debt, which most worryingly is among the most indebted in the world.
But this isn't a simple case of the poor living beyond their means...
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Loan Sharks will be published in September 2012.