Simon Deane Johns is the author of Lipstick on a Pig.

Here he blogs about emerging financial models.

I'm currently drafting some amendments to the Financial Services Bill designed to encourage the growth of non-bank, alternative financial services.

However, I've declined the opportunity to help with banking reform.

To readmore, goto:

http://sdj-thefineprint.blogspot.co.uk/2012/06/why-flog-dead-bank.html